The Philippines currently has fake death cottage
scams for those tourists who don’t particularly want to return home. For a mere
100 pounds, one can receive a fake death certificate and for 20,000 pounds they
can help you create a new identity. However, for those wanting to claim life
insurance need to provide substantial evidence.
The scam can go as far as picking out a dead body
from the morgue and videoing a fake funeral. Insurance companies are now
deploying private investigators to make sure life insurance claims are
legitimate. However, these cases are hard to prosecute overseas. The few, who
are prosecuted, are only penalized with a denial of insurance claim. People
mainly get caught through reaching out to loved ones.
The scheme for claiming life insurance is therefore
a little trickier than just simply disappearing.
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